FAQs – Frequently Asked Questions

These FAQs cover essential details about the MyMilestoneCard. For more specific inquiries, you can visit the official website or contact customer support.

Frequently Asked Questions

1. What is the MyMilestoneCard?

• The MyMilestoneCard is an unsecured credit card designed to help individuals with bad or limited credit build or rebuild their credit score.

2. How do I apply for the My Milestone Credit Card?

• You can apply for the MyMilestoneCard online by visiting MyMilestoneCard.com.

3. What are the eligibility requirements?

• To apply, you need to be at least 18 years old, a U.S. resident, and have a Social Security Number (SSN) or ITIN.

4. What is the annual fee for the MyMilestoneCard?

• The annual fee can vary depending on your creditworthiness, but it is generally affordable compared to other credit cards.

5. How long does it take to get approved for the MyMilestoneCard?

• Approval is typically quick, and you will usually know within a few minutes if you’re approved.

6. How do I activate my MyMilestoneCard?

• You can activate your card by calling the activation number on the sticker of the card or by logging into your online account.

7. How do I make payments on MyMilestoneCard?

• Payments can be made through online banking, phone, or by mail. You can also set up automatic payments.

8. Can I use the MyMilestoneCard internationally?

• Yes, you can use the MyMilestoneCard for international purchases wherever Visa or Mastercard is accepted. Keep in mind any foreign transaction fees.

9. What is the credit limit on MyMilestoneCard?

• The initial credit limit will vary based on your credit profile, but it is generally modest to start. It may be increased over time with responsible use.

10. Can I get a credit limit increase?

• Yes, responsible use, such as on-time payments, may make you eligible for a credit limit increase over time.

11. How often does MyMilestoneCard report to credit bureaus?

• The card reports your payment activity to the three major credit bureaus (Equifax, Experian, and TransUnion) every month.

12. What happens if I miss a milestone credit card payment?

• Missing a payment may result in a late fee, and it can negatively affect your credit score.

13. Can I earn rewards with the MyMilestoneCard Login Account?

• No, the MyMilestoneCard does not offer a rewards program like cashback or points.

14. What if I lose my MyMilestoneCard?

• If you lose your card, contact customer service immediately at 1-800-645-6703 to block your card and request a replacement.

15. How do I check my balance at mymilestonecard.com?

• You can check your balance by logging into your online account or by calling customer service.

16. Does the MyMilestoneCard have fraud protection?

• Yes, the card offers fraud protection to help secure your account from unauthorized charges.

17. What is the APR for MyMilestoneCard?

• The APR for purchases and cash advances will vary, and you can find the exact rate in the terms and conditions after approval.

18. Can I use My Milestone Credit Card Login for cash advances?

• Yes, you can take cash advances with the card, but be aware that there may be higher fees and interest rates.

19. Can I close my MyMilestoneCard account?

• Yes, to close your account, you need to contact customer service, ensure your balance is paid off, and get confirmation of account closure.

20. Is MyMilestoneCard suitable for someone with no credit?

• Yes, the MyMilestoneCard is designed for people with bad or no credit and is a good option for those looking to establish or rebuild their credit.